5 Valid Ways to make Passive Income from Home so You can Actually Retire

picture of liz porter - be forever free

Discover How To Create multiple streams of income from home, so you can quit that 9 to 5 grind, reduce your stress, and actually retire.

Have you noticed?

​How many people these days just seem to have resigned themselves to the notion that they have to work until they DIE...


They're only alternative is to give up the lifestyle they've worked so diligently towards for all these years.

"Looks like I'll have to be a WalMart Greeter and wear a blue vest to keep some cash coming in."

"We'll have to sell our home for the equity."

Have you heard that one?

How sad is that?

Have you worked hard for a lot of years to find yourself here?
It sucks and I can totally relate! β€‹

Maybe you've also noticed that in our crazy world today we all seem to be on our own. It's become crucial to find ways to become financially self sufficient.

Employment and making money is certainly a high priority for most of us.

But times have changed radically, and surviving financially means adapting to those changes or find yourself struggling.

It has become almost imperative, unless you're one of the lucky few that ended up with a nice fat pension, that you create multiple streams of passive income.

Especially if your ultimate plan is to retire from a job.

If you've come to the same conclusions, you're in the right place, because you certainly have also thought...

How the heck can I do that?​

  • From home  - because you're sick of commuting, you really need less stress in your life, and it's always something you thought would be the ultimate dream.
  • Within a reasonable amount of time - because you have so little to spare and you need a solution NOW.
  • With little or no cost - (depending on the avenue you choose) because you want to make it - not spend it.

Those 3 questions above kept me paralyzed for quite a while - how was I going to find something that met all that criteria and still solve my financial problems?

While there certainly is truth to the fact that more and more of us are heading into our 50's & 60's without that promised pension...

We're also facing our retirement years with some (or most) of the following;
  • loads of financial stress πŸ™
  • a mortgage (wasn't that supposed to be paid off by now?)
  • divorced at a late age (so you own half of what you had!)
  • hours cut back at work (someone in China has them now)
  • being laid off just before you retire (you know they timed that just right)
  • kids are gone - but parents are moving in (yikes)
  • health issues (no f*cking wonder) - right?

I could go on, because most of that list above is mine too... 

But you get my drift.

So instead of sticking our heads in the sand...mumbling things like...

"I'm too old for this"

Throwing pity parties... and succumbing to our fears.

Or drinking so much red wine our tongues are permanently purple...

Yes! I've had that too πŸ™‚

How about we shake that off, and instead of wining (I mean whining) πŸ™‚ let's dive in and look at some great new opportunities. Ways to supplement our incomes, that we might actually enjoy!

How are other people our age coping & making a go of it?

That was my burning question!

Well they're making money online...there's no doubt about that.

AND they're doing it from the comfort of their own homes, supporting their families and changing their lives for the better.

Here's one example that I found very inspiring;

As I was researching some of these money making options I came across a young girl (20ish) who is writing a blog about stupid stuff ...

Yup, I said stupid... 

Here's what my "grumpy 50ish self" saw being discussed at great length on her website;


​The lipstick color she was wearing that day...hmmmm.

Oh...and her cute new designer shoes (why can't I afford those?)

Why she's mad at her girlfriend (really?)

What she's 'up to' today (who cares!)

And most of the site is covered in her selfies with that pouty lip thing (so weird) staring at her cell phone.

I totally didn't get it...but here's what else I saw;

She's got a huge following and she's making about $40,000 a month!!

Not a year - a month!  

Even though it was a shocker, what I took away from all that is that even though I had my opinion, lots of other people love it....

Because she has 3 million+ followers - what??     

She's got herself a tribe!

I won't mention her name or link her site here because I didn't say anything nice...and frankly... I'm jealous! lol

Anyway, she's not the only one. There are folks making plenty more than that, even more than CEO's of Fortune 500 Companies...

Lots more!

But holy... moly I couldn't believe my eyes!

However, after the shock and awe wore off...

 It inspired the hell out of this 57 year old, because if she can make money doing that - why can't any of us turn our passions into some income?

​The internet makes it a lot easier to find 'like people' who are looking for exactly what you have; you just need to tap into it.

Forget about getting another j.o.b making other people's dreams come true.

How about making some of your own dreams a reality?!

So that's why this blog/article came to be; because a conscious decision was made that there must be a tribe out there interested in my journey as well.

I'm not talking about lipstick and new clothes - because that's not my thing, and maybe not yours either.

I'm talking about turning "our own passions" into income!

Maybe it's Woodworking or Crafts.

Maybe it's Cooking, Baking or Yoga, Fitness, Science or Health & Wellness.

Even Home Decor, or maybe you're a History Buff , or you love Music and Guitars.

It doesn't matter what your passion is...it just matters that you have one.

Would you like to have a tribe of your own? 

To Connect with People who love the same things, that find you helpful and maybe even funny? Who get to know, like and trust you?

People you can just be yourself around and make you feel comfortable. Then  they decide to follow you because they like all that stuff too!

Working online amongst billions of people all over the world can make that happen faster than you think...

Much faster than in that JOB where you're stuck with people who also applied for positions with that specific company.

...following me here?

​Why should we miss out?

​We're way past due opening our minds and shaking off those old mentalities.

We need to adjust to the shifts, and embrace the changes around us instead of just giving up and being depressed about it all...

Because we have a wealth of knowledge to share. What we love & comes naturally to us can be absolutely amazing to others...did you know that?

Our generation was raised with the BELIEF that going to College, getting a degree and settling down into a solid career was the norm and expected of us. 

The end goal being to stay with that same company for 30+ years, because it was the only way to have income security;

​To support our families,

Collect a pension.

And to eventually retire at age 65.

That's when (and only when) we're allowed to relax and start enjoying our lives.

Well that's assuming we haven't dropped dead or found ourselves in straight jackets (drooling) because of all the stress and absolute nonsense we've had to endure to get to this point πŸ™‚

I say that's crap.

It's time we face the fact that (although it worked for our parents) that old system is completely BROKEN!

And yes, it's left a lot of us hanging in the wind wondering what the hell we're going to do next.

BECAUSE...people our age got caught in the middle.

We're living longer.

Pensions are a thing of the past.

We're getting laid off our jobs.

Our kids live at home longer and want us to pay for their cars & cell phones.

We're getting divorced at a mad rate.

And our parents are moving in ...

How are we supposed  to cope financially with all that and still enjoy some life before we kick the proverbial bucket!?

Understanding Passive Income and Setting up Multiple Streams of it... well that can be your Practical Solution.

​"If you don't find a way to make money while you sleep, you'll work until you die." ~Warren Buffet~

Yikes...until we die? Isn't that how this whole blog got started?

​But the other part of the quote sounds pretty good eh!?

"Make money while you sleep."

That's the ultimate definition of passive income. Income resulting from cash flow received on a regular basis, requiring minimal to no effort by the recipient to maintain it.

There are lots of traditional ways to create passive income. The best example most people are aware of is owning rental properties.

But I'm focusing on;

Ways to do it from home - quickly - and with little to No investment

Thanks to the Internet and all those Social Media Platforms there are many more ways. Well more like - actual fantastic (legitimate) opportunities to make money from home these days. 

Depending on what kind of effort you're willing to put into it you can get some cash coming in to supplement what you already have.

Or even replace the income from your J.O.B. - it's totally up to you.

For the purpose of this blog I'm just going to focus on  5 valid (doable) ways that I've researched and/or had personal experience in.

1. Affiliate Marketing:

Essentially Affiliate Marketing involves a business paying a commission (usually a percentage) to others, known as affiliates, for referring new business to the merchant's website. 

It's also performance-based, which means affiliates only get paid when their promotional efforts actually result in a transaction.

This form of marketing has been gaining ground and has become more and more popular.

If you already have a website it's pretty simple to set up some referral links.

If you don’t have a website, you'll need one. But even that is a lot simpler these days than it's ever been. They even have basic one page (free ones) you can set up yourself.

My passion is writing/blogging so I chose WordPress as it's well suited for that type of  business. If you want to learn more about setting one up, here's some information about that.

You also need a website host (which costs about $12/year) – a company that stores your website on servers so it can be viewed on the Internet.

​Namecheap was my choice, because they've been around a long time. Their site is simple to use & I liked their prices, but there are lot's of others to choose from.

Like... Bluehost and Go Daddy.

The merchants calculate your earnings, provide reporting for you and some even pay you via direct deposit and Paypal.

Amazon is one of the best examples and have offered they're program for 10+ years now.

Here's a guide  Amazon Associates that explains how you are paid at various percentages (4% to 10%) depending on the items promoted. They also have rules (a tax form & policy to follow) which to me means it's a valid and legit set up.

Not to mention a great way to earn commissions.

Over time even if you were just promoting great books, the small amounts will add up. They even go a step further; when someone clicks through your affiliate link anything they purchase from their cart that day will earn you commission.

They reward you for just getting people on their site - nice right?

That said, as of May 2018 Amazon was the second biggest internet company worldwide - 1st place going to Apple.

Oh...and they have an Affiliate program too!

All of these programs are however, performance based (as you read above) so you aren't paid unless a transaction results from your marketing efforts.

How do these Affiliate Programs track your transactions & commissions?

They do that by providing you with an "affiliate link". When you sign up for their program you will provide a name you wish them to track you under (they'll all have their own parameters when you sign up).

That name is then put into a  link that's embedded in the URL of the product you're promoting. Anyone who clicks your link and completes a transaction will track back to you.

**For complete transparency and to use as examples, the pink links above are actually affiliate links I've signed on for and can make a percentage of commission from should you choose to click through them.

Other examples of who offers affiliate programs; 
  • WalMart
  • Best Buy
  • Amazon
  • Apple
  • ebay
  • Shopify

There are plenty more, but I listed huge companies that you'd recognize so you understand that this is real.

Most businesses have adopted this method of advertising because of how the industry has changed over the years. I see new ones showing up all the time.

We don't watch commercials on TV anymore - and we don't respond to advertising like we used to. A lot of our time is spent online inundated daily with information and people selling us stuff.

Since we aren't influenced the same way, we are much more inclined to buy things recommended from people that we know, like & trust.

We also shop online and read tons of reviews before we buy most everything.

How Exactly do you get Started?

​First you choose which products you want to recommend - then see if they offer an affiliate program.

You can be an affiliate of as many businesses as you wish, but it's a good idea to choose companies you trust yourself and feel good about recommending.

Then go online to their websites and find the link to their Affiliate Program. Some will use a different name - for example Amazon uses the term "Amazon Associates."

Each program will be slightly different as far as % of commissions paid and how often, but there is usually a simple step by step process to follow.

Once you've done that, they will assign you an Affiliate Link and you're in business.

If you'd like more detail about the whole process and the best ways to share those links here's a great blog I read by Leanne Regalla (smartblogger).

She goes into lots more detail on the topic.

2. Sell Products on Amazon: 

​Do you buy things on Amazon? Sure, most of the world does too.

Did you know you can also sell your own products on Amazon?

How about turning Your Hobby into an online business?

This takes us back to our passions again - what do you love to do that doesn't feel like work at all?

Maybe you make beautiful jewelry or you spend hours on woodworking projects for fun. Or maybe you're an artist and you draw/paint? The opportunities here are endless depending on what you like to create.

I haven't done this personally yet, but I have written a book(a memoir about abuse), and it's on sale on Amazon.

If selling your products on Amazon sounds like something that might be up your alley...

Here's a detailed guide on how to do that   by Steve Chou. 

​He's an expert in that field and has lots of great information to share on that specific topic.

If you don't have your Own Products to sell, here's another option;
Create an Online Store with Drop Shipping:

With the explosion of eCommerce, drop shipping has become extremely popular.

It works like this: you create an online store that offers products from certain other manufacturers.

A person visits your site and orders a product, and then your system sends the order to that specific manufacturer. The manufacturer then completes the order by shipping it directly to the customer.

One of the cool things about this type of business is that you do NOT need to order inventory, or have those upfront costs that feels so risky when you're starting out.

The customer pays for the product and you collect the profits, and the manufacturer stores and ships the products to the customer, you're just the middle man.

It’s that simple.

If you’re interested in starting a drop shipping business, consider using a platform like Shopify or Volusion to build your online store.

They even offer FREE Trials, so you have time to figure out if it's a good fit for you.

3. Create an Online Course:

Online courses can be a great source of passive income, and they are very popular these days. They can be low cost mini courses or more in depth with a bigger price tag.

I know I love taking quick mini courses on topics I want to know more about, and I love the fact that they arrive in emails. That way I can complete them at my own pace and in the comfort of my own home.

I also know I'm not alone in this - we are living in the "information age" and if we don't know something we get online and look it up - right?

It's pretty much a daily occurrence for most of us.

Although a course (with great value) can take a bit to put together, you're doing the work once and selling it over and over again.

Here’s how they work: 

You create a value-packed online course that helps solve a problem or fills a need.

Again we're drawing on our wealth of knowledge - stuff you already know that you don't realize has high value on the internet and people are searching for right now.

How do you know what your course should be about?

Well, these few questions should point you in the right direction; 

What are you really good at that could be of help to someone else?

Are you known for something amongst your family and friends? 

What do you love and what comes naturally to you? 

What kinds of things do your friends ask you for help with?


Are you a  natural born leader or super organized?

Maybe you're good at putting healthy, organic meals together?

Do you love family trees and all the research that goes into it?

Do you just have a knack for taking great photos?

Maybe you're the "yard sale" queen of your neighborhood?

The course can include videos, e-books, and emails with pertinent information.


Maybe you already have a blog that can be repurposed into a mini course.

Whatever floats your boat and can be of value to others can be turned into an automated course. It's a great way to share your knowledge online with an others and get paid for it. 

Customers sign up to purchase the course on your website, and then your email auto-responder system (I use Aweber ) automatically emails them everything they need to access the materials. That way they can do their course at home, on their own time - if you prefer face to face teaching you can even do with live webinars.

If you want to learn more about an automated email system - Aweber is a good one and offers a FREE 30 day trial to see if it's a good fit for you.

You can also set up a membership page on your website; so people will subscribe to your site in order to get access to your course content.

You get paid for the price of the course that you created - they can be super short or longer and in depth at a higher price point - it's totally up to you and your topic of choice.

If that all seems too daunting a task to start from scratch - there are platforms such as Teachable that can do all the heavy lifting for you when you're ready to create your course.

4. Network Marketing:

Most people know what Network Marketing is, and usually have a love/hate relationship with it, as I do, so I won't go into a ton of detail on it.

If you are still on the fence about the industry and wonder if it's even a legitimate business, here's some good information on that.

There are so many of these companies to choose from, but if you're seriously looking to find one don't just join because your friend or neighbor invited you - pick something in a category that fits with your beliefs and interests, otherwise you'll lose interest quickly.

Health and Wellness is also a passion of mine, so that's why I chose LifeVantage.

Regardless of our experiences with it, there is no denying that it remains an excellent way to create a stream of passive income.

It's been a lifesaver for me more than once and to this day I still count on a stream that I created years ago but no longer actively work on.

However, it's not for the faint of heart, it can be a serious emotional roller coaster ride and fraught with rejection.

If you can deal with that part, it can also be very fulfilling. You meet amazing people, have access to some life changing products, and usually come out the other side with more confidence.

You'll know yourself a lot better, but you'll also quite possibly end up with a PHD in human behavior! πŸ™‚

These days a lot of people are working their Network Marketing businesses online because that's where people spend their time and communicate. It also takes a lot of pressure off for those that have more timid personalities.

If you're going to pursue a Network Marketing business in the 21st century I highly suggest learning how to do it properly on a Social Media Platform(s) right out of the gate.

Here's a group I can't say enough good things about ...Elite Marketing Pro.

They'll teach you all the current online methods and they offer a ton of other excellent training about doing business online, not to mention ongoing one on one support.

Even better...they'll pay you another stream of commission through their affiliate program while you're learning how to do it! Yup...who knew!?

Here's 10 DAYS of FREE Training they offer - it's loaded with good information about how to build your Network Marketing Business online.

5. Freelance Writing/Blogging:

Last but not least...this one is near and dear to my heart.

When I dug in to decide what I was passionate enough about to build a business around - "writing" kept surfacing for me.

I just seem to have a ton of thoughts rambling around in my head and I can express myself better on paper.

It's like I need to write... to know what think. Seriously...

I just had no idea what to do with that epiphany or how you make a stream of income from it.

I thought blogging and writing articles was a thing of the past. That I had missed that boat altogether, that it wasn't what people are doing today, but I was really wrong!

Because we live in the information age and people are online looking for answers about everything. In fact freelance writers are in very high demand.

It also allows you to merge a couple of these "make money from home" ideas I've listed to get those "multiple streams"  going.

If you want to learn how to monetize a blog from an expert...

Then Darren Rowse (Problogger) is your guy.

Problogger offers tons of excellent free information that's fresh and relevant. He doesn't yet offer an affiliate program, but when he does I'll join it because I already refer him to everyone I know that's interested in this stuff.

He even has a​ β€‹β€‹β€‹β€‹job site on his website that lists current freelance writing jobs you can do from anywhere .

Many online businesses are desperate for writers who can create fresh content- so if this is something that interests you, there are lots of options to make some passive income with your words.

It's time to capitalize on the "information age", so we can finally relax and start enjoying our lives.

Before we drop dead... or find ourselves in a straight jackets because of all the stress and absolute nonsense we've had to endure to get to this point πŸ™‚

I would love to hear about your concerns, successes or questions, so feel free to comment & share your ideas here too.

Cheers to your Inevitable Success - Liz

PS - If you Like Straight Talk and Practical Solutions...you might also enjoy these blogs.

7 Powerful Traits of Ultra-Successful Entrepreneurs you Should Copy

Blogging from Home; My Story from "There" to Here

Full disclosure: This blog does contain affiliate links that I make a small commission from.


Liz Porter

I'm Liz, the self-empowered, red wine & coffee lovin', personal growth fanatic behind this website. I've stopped shrinking into places I've outgrown and launched this site in pursuit of my passions. I'm a fan of straight talk and practical solutions - that's why I'm here to Inspire - Educate and Entertain you on your journey to becoming the best version of YOU!

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